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Stamp Duty Calculator

Estimate your
stamp duty.

Calculate estimated transfer duty and upfront buying costs before you make your next move.

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Understanding Stamp Duty

How is stamp duty calculated?

Stamp duty is a state government tax on property transactions. The amount varies by state, purchase price and buyer type.

Quick select:
FHB Concession Available

Foreign Purchaser Surcharge Applied

Stamp Duty
Enter a price
Transfer Duty payable
FHB Concession
Govt. Fees
–
Transfer + Mortgage reg.
Other Costs
–
Conveyancing, inspections
Total Upfront
–
– of purchase price
Stamp Duty
–
Foreign Surcharge
–
Transfer Reg.
–
Mortgage Reg.
–
Conveyancing
–
Building & Pest
–
Cost Proportion
Total: –

Indicative estimate only. Rates are based on the supplied 2026 calculator reference. Consult a solicitor or conveyancer for figures applicable to your exact situation.

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State-by-State Comparison

See how stamp duty compares across all Australian states for your entered price.

State Stamp Duty Effective Rate vs NSW FHB Concession

First Home Buyer Concessions by State

Thresholds and eligibility for stamp duty exemptions and reductions – 2026 rates.

NSW
New South Wales
Under $800,000 – Full exemption
$800k – $1M – Tapered relief
Over $1,000,000 – No concession
VIC
Victoria
Under $600,000 – Full exemption
$600k – $750k – Reduced duty
Over $750,000 – Standard rates apply
QLD
Queensland
Under $500,000 – Full exemption
$500k – $550k – Partial relief
Over $550,000 – No concession
WA
Western Australia
Under $430,000 – Full exemption
$430k – $530k – Concessional
Over $530,000 – Full duty
SA
South Australia
No blanket exemption
New homes & off-the-plan – reduced rates available
Consult RevenueSA for details
ACT
Australian Capital Territory
Under $900,000 – Full exemption
Subject to income test & residency requirements
TAS
Tasmania
50% reduction – New or established homes
Must be first-ever property purchase
Principal place of residence required
NT
Northern Territory
Under $650,000 – Full exemption
NT First Home Owner Discount applies
Contact Territory Revenue for eligibility
Understanding Stamp Duty

How is stamp duty calculated?

Stamp duty is a state government tax on property transactions. The amount varies by state, purchase price and buyer type.

1

Determine Dutiable Value

Stamp duty is calculated on the greater of the purchase price or the property’s market value – whichever is higher.

2

Apply Your State's Brackets

Each state uses progressive tax brackets. Higher-value properties attract higher marginal rates, similar to income tax.

3

Check Concessions

First home buyers, pensioners and off-the-plan buyers may be eligible for partial or full exemptions depending on price and state.

4

Pay at Settlement

Stamp duty is paid to the state revenue office at settlement – typically 30-90 days after signing contracts, depending on state law.

Common Questions

Stamp Duty FAQ

They are the same thing – NSW renamed “stamp duty on property transfers” to “transfer duty” in 2018. Other states use different names but the underlying concept is the same: a government tax payable when ownership of real property changes hands.